OGE – Office of International Programs

University of Mississippi

J-1 Scholar Health Insurance

The U.S. Department of State and the Exchange Visitor Program requires that all persons in J-1 or J-2 status have health insurance that meets the following minimum requirements:

  • medical benefits of at least $100,000 per person per accident or illness
  • repatriation of remains in the amount of $25,000
  • expenses associated with medical evacuation in the amount of $50,000
  • does not have a deductible that exceeds $500 per accident or illness

J-1 and J-2 exchange visitors must maintain the health insurance during the entire duration of their program. Exchange visitors and their dependents may also be subject to the requirements of the Affordable Care Act. Persons who willfully fail to maintain coverage are subject to termination from the program.
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Visiting Scholar/Professor Insurance

J-1 Scholar Researcher/Professors who are paid by the University of Mississippi and are full-time employees for periods longer than four months are eligible for health insurance through the University of Mississippi with Blue Cross/Blue Shield of Mississippi. The Blue Cross/Blue Shield of Mississippi health insurance offered through the University of Mississippi exceeds the minimum requirements listed by the Department of State for medical benefits, but the insurance does not provide coverage for medical evacuation and repatriation of remains, nor does it provide sufficient deductible requirements.

Any J-1 Scholar who receives health insurance through the University of Mississippi Blue Cross/Blue Shield plan must purchase separate insurance coverage. In addition, any J-1 Scholar whose funding is from personal funds or a source other than the University will need to purchase health insurance that meets the minimum requirements. The health insurance plan used by University of Mississippi students and scholars may be purchased upon arrival for both themselves and any J-2 dependents. The international health insurance offered through the Office of International Programs for students and scholars exceeds all minimum requirements listed by the Department of State.

For information about the student health insurance policy visit the UM Aetna Student Health website.

It is important for anyone in J-status who is taking classes to make sure that they are being billed properly for their health insurance during the first week of each semester. Also, J-1 Scholars and Professors who are taking classes for benefits will be billed for health insurance just like any other student, even if they have health insurance through Human Resources. It is possible to remove charges for student health insurance for full-time employees such as J-1 Scholars and Researchers, but someone seeking to remove the student health insurance charge must come to the Office of International Programs to take make sure a waiver of the insurance is submitted. After the last day to register for classes, the Office of International Programs will not be able to make any corrections or changes to a student’s health insurance or Bursar bill.